Certificates

As Douglas County’s only local financial institution with roots in our community since 1948, you can trust that investing your money at Cascade Community Credit Union is secure. Come see us today at one of our two Roseburg, Oregon branches or our Sutherlin, Oregon branch about our Share Certificates, or check out our Rate Sheet here for more information on our current dividend rates.

With a Cascade Community Credit Union Share Certificate, you can earn more money on your savings during a fixed period of time than with a regular savings account. Share Certificates can range in terms from 6 months to 60 months that you select based on your needs and financial goals.

Benefits of Share Certificates at Cascade Community Credit Union:

  • Low minimum balance to open of $500 to open
  • Earn higher rate of return (APY)*
  • Dividends can be withdrawn without penalty
  • Dividends compound daily and paid monthly
    Note: Penalties for early principal withdrawal*


Note: Penalties for early principal withdrawal*


*Share Certificates may be subject to a penalty for early withdrawal; principal may be forfeited. The penalty is the greater of a flat $250 minimum ($100 for terms of one year or less), or 15 days of dividends for each month of the original certificate term based on the original dividend rate for the certificate. Accounts do not earn dividends while maintaining a foreign address, or where the primary owner must file a W-8BEN, is not a 'US Person,' or lacks a valid US TIN.