Rates
New and Used Auto |
APR (as low as) 1.74%* |
New and Used Recreational Vehicles |
APR (as low as) 3.99%** |
**This rate is for ‘A’ credit borrowers with automatic payments1, approved collateral, auto loans of $15,000+ up to 36 months. 36 monthly payments of $28.53 per $1,000 borrowed. Higher rates apply to longer terms. Rates are fixed for the life of contract.
**This rate is for ‘A’ credit borrowers, automatic payments1, approved collateral, recreational vehicle loans of $15,000+ up to 48 months. 48 monthly payments of $22.58 per $1,000 borrowed. Higher rates apply to longer terms. Rates are fixed for the life of contract.
No Payment for 90 days option: interest accrues on the first date loan is funded.
Pathfinder Checking* | |||
Balance | Dividend Rate | APY | |||
$0-$1000 0.25% 0.25% | |||
Pathfinder Checking | |||
Balance | Dividend Rate | APY | |||
$1,000+ 0.02% 0.02% |
*The 0.25% APY only applies to that portion of the Daily Balance up to $1,000.00. Any portion of the Daily Balance exceeding $1,000.00 earns 0.02% APY. In each calendar month, earning dividends (and any applicable ATM surcharge refund) requires enrollment in eStatements, at least twelve Cascade debit and/or credit card purchases, and at least one electronic deposit to or withdrawal from the account. This account does not earn dividends in each month requirements are not met.
Name |
Deposit Range |
Dividend |
APY |
Minimum Balance |
Savings | $0 | 0.02% | 0.02% | $0 |
Money Maximizer | $1-$2,499 | 0.02% | 0.02% | $1* |
Money Maximizer | $2,500-$9,999 | 0.02% | 0.02% | $2,500 |
Money Maximizer | $10,000 – $24,999 | 0.03% | 0.03% | $10,000 |
Money Maximizer | $25,000 – $49,999 | 0.04% | 0.04% | $25,000 |
Money Maximizer | $50,000 – $99,999 | 0.05% | 0.05% | $50,000 |
Money Maximizer | $100,000 – $149,999 | 0.08% | 0.08% | $100,000 |
Money Maximizer | $150,000 and Up | 0.10% | 0.10% | $150,000 |
Individual Retirement Account | $25 and Up | 0.10% | 0.10% | $25 |
Health Savings Account | $0 | 0.00% | 0.00% | $0 |
*Minimum $2,500.00 to open Money Maximizer account
Term |
Deposit Range |
Dividend |
APY |
Minimum Balance |
6 Month | $500 and Up | 0.10% | 0.10% | $500 |
12 Month | $500 and Up | 0.15% | 0.15% | $500 |
18 Month | $500 and Up | 0.20% | 0.20% | $500 |
24 Month | $500 and Up | 0.25% | 0.25% | $500 |
36 Month | $500 and Up | 0.30% | 0.30% | $500 |
48 Month | $500 and Up | 0.35% | 0.35% | $500 |
60 Month | $500 and Up | 0.40% | 0.40% | $500 |
Share Certificates may be subject to a penalty for early withdrawal; principal may be forfeited. The penalty is the greater of a flat $250 minimum ($100 for terms of one year or less), or 15 days of dividends for each month of the original certificate term based on the original dividend rate for the certificate. Accounts do not earn dividends while maintaining a foreign address, or where the primary owner must file a W-8BEN, is not a ‘US Person,’ or lacks a valid US TIN.
Card Type (Fixed Rate)
Visa |
9.90% APR |
Share Secured Visa |
9.90%APR |
Rewards Visa |
11.90% APR |
Business Visa |
10.9%APR |
Loan (Variable Rate)
Anytime Moneyline Line of Credit |
APR as low as 6.25%* |
Personal |
APR as low as 10.25%* |
*The rate is based on a margin over the Prime Rate of 3.25% as published in the Wall Street Journal as of April 1, 2020. The rate above is for ‘A’ credit borrowers, automatic payments1, and based on the Prime Rate plus a margin of 3% (for ATML) and a margin of 7% (for a Personal loan). Rates are subject to change, with a maximum of 18% APR. Rate changes occur on the first day of the month.
Home Equity Line of Credit (Fixed Rate) |
APR as low as 4.24%* |
Home Equity Line of Credit (Variable Rate) |
APR as low as 3.49%** |
In-House Purchase Mortgage (Fixed Rate) |
APR as low as 3.74%*** |