Home Loans & Mortgages
Home Loans and
If you are looking to buy a new home or considering a refinance of your current mortgage, contact one of our mortgage loan officers to see which option works best for you. We are the only financial institution headquartered in Douglas County, but we can finance homes in all 50 states because we’re committed to helping our members no matter where they are!
Stop by one of our branches in Roseburg or Sutherlin today.
Congratulations! We’re excited to help you with your first home and want to make sure you have all the tools you need to make the right decision for you.
For more information, please contact Mortgage Loan Officer, Landrie, at 541-464-6865 or [email protected].
FHA loans have been helping people become homeowners since 1934. The Federal Housing Administration (FHA)—which is part of HUD—insures the loan, so that lenders like Cascade Community Credit Union can offer you a better deal. FHA loans are available on 1-4-unit properties. In general, FHA loans offer low down payments, low closing costs, and easier credit qualifications. For first-time homebuyers, FHA might be just what you need. Your down payment can be as low as 3.5% of the purchase price.
VA Mortgages are for servicemembers, veterans, and eligible surviving spouses who become homeowners. As part of our mission to serve you, VA Home Loans provide you with a loan guaranty benefit and other housing-related programs to help you buy, build, or retain a home for your own personal occupancy. VA Home Loans are provided by lenders, like Cascade Community Credit Union, and guarantee a portion of the loan—enabling us to provide you with more favorable terms. Your length of service or service commitment, duty status, and character of service determine your eligibility for specific home loan benefits.