|
LoanType
|
Annual
Percentage
Rate (APR)
|
Term
|
|
Vehicles (fixed rates)
|
2005 and newer or
loan amt. $15,000+ |
4.99%
- 14.49% |
48 - 84* Months |
| |
| $7,500 - $14,999 |
5.99%
- 14.99% |
48 - 60* Months |
|
60 month term based on collateral & amt borrowed.
|
| Loan less than $7,500 |
7.99%
- 16.49% |
up to 48* Months |
|
48 month term based on collateral & amt borrowed.
|
|
All rates above require automatic payment. Rates are based on
credit score and repayment term.
|
|
Recreational Vehicles
|
|
Same as auto loan rates depending on credit and term.
|
|
Personal Loans (variable rates)
|
| Anytime Moneyline |
As low as 5.00% |
up to 60 month term |
| Unsecured |
15.00% |
up to 60 month term |
|
Visa Credit Card (fixed rates)
|
| Visa |
9.9% |
no annual fee, no app fee |
|
Share Secured Loans
|
|
3% over current APR being paid on respective share/certificate account.
|
|
Real Estate (variable rates)
|
| Home Equity Loans |
As low as 4.49%* |
| *The 4.49% Annual Percentage Rate is for A credit and is based on the Prime Rate minus .51%. The Prime Rate as published in The Wall Street Journal as of May 1st, 2008 was 5.00% APR. The 4.49% APR is based on a 60% loan to value ratio. Rates are subject to change, with a maximum rate of 18% and a minimum rate of 0% APR. Rate changes occur on the first day of the month. A $50 annual fee applies after the first year.
|
|
*Rates and Terms are subject to change without notice.
Rates shown are effective as of 05/01/08
|
