Belong to Douglas County
Below is a listing of our current savings and loan rates. Feel free to use these loan & savings calculators to determine loan payments and compounded savings. Or, review our complete Share & Loan Fee Schedule by clicking here.
Share Account Type
Regular Savings/Membership Share
Pathfinder Checking (with requirements met in the month)*
|First $1,000 of Daily Balance|
|Portion of Daily Balance Exceeding $1,000||0.04%||0.04% APY|
|Individual Retirement Account (Traditional, SEP, Roth, Coverdell ESA)||0.15%||0.15% APY||$25|
Share Certificates (Including IRA Share Certificates)
All Rates and Terms are subject to change without notice.
*PATHFINDER CHECKING: The 1.01% APY only applies to that portion of the Daily Balance up to $1,000.00. Any portion of the Daily Balance exceeding $1,000.00 earns 0.04% APY. In each calendar month, earning dividends (and any applicable ATM surcharge refund) requires enrollment in eStatements, at least twelve Cascade debit and/or credit card purchases, and at least one electronic deposit to or withdrawal from the account.
Annual Percentage Rate (APR)
Vehicles (fixed rates)
As low as 1.49% APR*
As low as 4.99% APR*
*This rate is for our 'A' credit borrowers, automatic payments, approved collateral, auto loans of $10,000+ for up to 24 months, RV loans for up to 84 months. Higher rates apply to longer terms. Interest accrues from loan opening. Existing loans do not qualify.
Credit Cards (fixed rates)
Home Equity Loans (fixed rate)
As low as 5.49% APR*
*This rate is for our 'A' credit borrowers, a 60% loan-to-value ratio, first lien position, site-built, owner-occupied, and automatic payments. Posted rates for fixed-rate loans are subject to change at any time. All third party closing fees are due and payable upon commitment. Minimum $10,000 line of credit.
Home Equity Loans (variable rate)
As low as 3.49% APR*
*This rate is based on a margin of 0.24% over the Prime Rate published in the Wall Street Journal since Jan. 1, 2009 as 3.25%. This rate is for our 'A' credit borrowers, automatic payments, and based on a 60% loan-to-value ratio, first lien position, site-built, and owner-occupied. Rates are subject to change, with a maximum rate of 18% and a minimum rate of 3.49%. Rate changes occur on the first day of the month. A $75 annual fee applies on each anniversary. Minimum $10,000 line of credit.
Personal Loans (variable rates)
Anytime Moneyline (line of credit)
As low as 6.25% APR*
As low as 10.25% APR*
*The rate is based on a margin over the Prime Rate of 3.25% published in the Wall Street Journal since Jan 1, 2009. This rate above is for our 'A' credit borrowers, automatic payments, and based on Prime plus a margin of 3% (for ATML) and a margin of 7% (for a Personal loan). Rates are subject to change, with a maximum of 18% APR. Rate changes occur on the first day of the month.
Share Secured Loans (variable rates)
APR is 3.00% over the dividend rate on the secured funds. APR will vary with the dividend rate.