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Cascade Community Credit Union

Belong to Douglas County


You know that saying, "If you have a question, chances are someone else is wondering the same thing?" Well, it couldn't be any more true in a community as tight as ours. Here's what your neighbors have been asking about for you. You can thank them later.

What is a Credit Union?
Credit unions are not-for-profit financial cooperatives serving members who share something in common. Like employment, association membership, or residence in a particular geographic area. More than 79 million U.S. consumers are member-owners of, and receive all or part of their financial services from, the nation's more than 7,000 federally insured credit unions. Learn more about joining a credit union from the National Credit Union Administration.

What's the Credit Union Philosophy?
Credit unions are democratically owned and controlled institutions based on "people helping people" principles. And, Cascade Community takes the popular credit union motto of "not for profit, but for service" to heart.

What's the Credit Union Structure?
Credit union Boards of Directors are elected by members; each member has an equal vote, regardless of how much he or she has on deposit. Only members may serve as Directors, and Directors serve without pay. Credit unions have no outside stockholders, so after reserves are set aside, earnings are returned to members in the form of higher dividends on savings, lower loan rates and lower cost services.

Who Can Join Cascade Community Credit Union?
All Douglas County residents and the immediate family members of Douglas County residents are eligible to join the credit union.

What do you mean Cascade Community Credit Union is the "Local-only credit union"?
Our organization has made a conscious decision to operate only in Douglas County and to only serve its residents. The benefit is a shared commonality and respect as well as unique neighbor-to-neighbor approach to service.

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